S. 24% - 29. You can find all the details in our Wells Fargo Active Cash review. It's also best if you need to pay off a high interest credit card. It also earns an unlimited 2%. 24%, or 29. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. Wells Fargo Active Cash vs. Rewards: 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. Pros: - 2% back on all purchases everywhere MasterCard is accepted. Citi Double Cash® Card. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. Slickdeals. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. $0. 00 cash back per year with Citi Double Cash Card and $240. The Citi® Double Cash Card and Wells Fargo Active Cash℠ Card have been designed to offer rewards for all your spending with no complicated category system. ) has been far better than Synchrony Bank on my Sam's Mastercard. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. 24%, or 29. The Wells Fargo Active Cash® Card is definitely worth it for anyone with good credit or better who wants a $0 annual fee credit card with cash back rewards. Citi Double Cash® Card (see rates and fees) 2 ThankYou points on all purchases — 1 point when you purchase and another 1 point when you pay your bill. So in terms of a SUB, the Active Cash has a better SUB, both in dollar amount and required spend. Wells Fargo Autograph℠ Card. The Citi Double Cash® Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. The WF Active Cash, on the other hand, provides 0% intro APR for 15 months on both purchases and balance transfers. The card offers 2% cash back on everything – 1% back when. It can help you save energy because it reduces the flow of electricity to the bulb, so the. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Wells Fargo Active Cash vs Chase Freedom Unlimited. Wells Fargo Active Cash® Card vs. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. Wells Fargo Active Cash® Card Best cards to pair with the Citi Double Cash Card When pairing credit cards, it’s best to choose a card that supplements and even makes. The Wells Fargo Active Cash Card is a competitive addition to that short list, one-upping the terms of the Wells Fargo Cash Wise card and comparable to the established Citi Double Cash Card, another $0 annual. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. Its score was 805, just a few points below the national average for credit card issuers. I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. 00 cash back per year with Citi Double Cash Card and $240. This likely doesn't. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee. 5%). Those seeking a cash-back card that earns the same great rate on all your spending should look to a card like the Wells Fargo Active Cash® Card. Citi Simplicity cons. The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. Its main quirk is how the card. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for. 24 percent. In this article, we’ll compare two of the most popular 2% back cards right now: the Wells Fargo. Citi Double Cash Card. . It also delivers 2% cash rewards on purchases. The new welcome offer brings it in line with other cash-back credit cards on the market. Rewards Rate. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Capital One Quicksilver Verdict Chase Freedom Unlimited® is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Citi Double Cash. You must select Apply Now on this page to take advantage of this specific offer. Based on identical spending inputs, you’ll earn $240. 99%. ProsDoorDash Rewards Mastercard® vs. Unlike. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. Costco Anywhere Visa Card vs. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. Wells Fargo Reflect® Card: Best balance transfer card. Amex Blue Cash Everyday is a better credit card because it offers cash back rewards, as there’s no difference between the cards’ fees or low-interest promotions. Rewards rate. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. The Wells Fargo Active Cash® Card, which launched in July 2021, has quickly distinguished itself as one of the best cash-rewards cards on the market. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. Welcome Bonus. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. We'll compare the introductory bonuses, how cashback is earned,. See Rates and Fees. 10% APY, while those with a. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. Learn more: Citi® Double Cash Card. You need to spend at least $264 a month on groceries for 6% and $95 fee to be better than 3% with no annual fee. Annual fee. The Citi Double Cash Card gives 2% cash back on every purchase (1% when you buy and 1%. Generally, Wells Fargo has higher rates, so in combination with the shorter 0% rate period, Citi is more attractive. This Wells Fargo Active Cash Card review covers the pros and cons of this credit card, including its high cashback rewards and welcome bonus. The WF card is a true 2% card with no gimmick of 1% now and 1% later and it is a visa card which is usable in Costco unlike the Mastercard Double Cash. With the Double Cash Card, however, you earn 1% when you make the purchase and. The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. The Citi Double Cash Card offers a simple rewards system. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. Synchrony Premier World Mastercard. Wells Fargo Autograph: 3x restaurants, travel, gas, streaming, phone (plus replacement). To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. PayPal Cashback Mastercard®. Flat-rate cards earn the same percentage on every purchase—typically 1% to 2% cash back on all spending. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. The Active Cash Card offers 0% intro. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. The Citi Double Cash card's simple cash back structure and long-lasting balance. If you're looking to make a large purchase. Citi Double Cash (DC) may be more worthwhile if you like 2% flat cashback. 24% variable APR;. Welcome bonus: You can earn a $200 cash rewards bonus with the Wells Fargo Active Cash® Card when you spend $500 on the card in the first three months. Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back. Citi Double Cash vs. Wells Fargo Active Cash vs. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. Costco Anywhere Visa® Card by Citi *: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter, 3% cash back on restaurants and eligible. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash. Annual Fee. Citi Double Cash. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. The Blue Cash Everyday® Card from American Express earns 3% cash back at U. According to a LendingTree study, the average credit card sign-up bonus in 2022 was $157 — making this a competitive bonus. Wells Fargo. Annual fee: $0 intro annual fee for the first year, then $95. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). A balance transfer fee of up to 5% of the each. Wells Fargo is stingy on credit limits. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Citi Double Cash® Card. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. Forbes Advisor evaluated over 100 credit cards in 2023 within their respective categories, including cash-back credit cards, travel cards, flexible rewards cards, business credit cards, student. As you get the entire 2% back two days after the statement cycle closes. Alliant Visa® Platinum * vs. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. The Wells Fargo Active Cash signup bonus sees you getting a cash bonus of $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. Each eligible transaction will earn 2% cash back on all eligible purchases. That’s a total of 2% cash back on everything you. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 24% to 28. 2 days ago · Here are a few examples of credit cards offering cash back rewards: Card name. However, the most significant difference is in the card APRs. For context, the average annual rewards payout from the cashback credit cards in the investor. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. THE POINTS GUY. Really covers almost everything, and then Wells Fargo active cash for 2% back on everything else, and the rewards pool with the autograph. 99%. S. Our example family typically spends $2,443 annually on flights. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. I've got the Amazon card, Amex blue cash. The Citi Double Cash Card is a great cash-back option with no annual fee. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. The Wells Fargo Active Cash® Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. Credit CardsThe Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1%. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. Citi Double Cash Card vs. com A comparison of two no-annual-fee cards that offer 2 percent cash rewards on purchases. It also offers a. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Bonus Card Option: Wells Fargo Active Cash Card. 36 cash back per year with Blue Cash Everyday from American Express and $240. Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. 3. It's also best if you need to pay off a high interest credit card. 6 min read Sep 08, 2023. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. 01 in any bank, or you can transfer points to a few airlines / hotels. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. 5% card. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). Wells Fargo Active Cash® Card. Best for 2% Cash Back: Wells Fargo Active Cash® Card. 24% to 29. Best for Choice of Bonus Categories: U. Citi double cash declined me several times in 6 months, a couple times at a restaurant right by my house. This usually takes 1-2 billing cycles. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. For a $0 annual fee, the card earns 2% cash. Intro APR of 0% for 12 months from. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. If Wells Fargo Rewards allowed you to transfer points 1:1 with BILT Rewards, I think that'd be a huge competitor to Chase / Citi / CapOne / AmEx. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. Concierge service, 24/7. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Was with you up until the cancellation part. 73. Simply pick up the phone to call Visa Signature Concierge. With the Wells Fargo Active Cash® Card, you can redeem your rewards for purchases on your statement credit or a direct deposit to your eligible Wells Fargo checking account or mortgage. Also, if I recall correctly, another bonus of the Wells Fargo Active Cash card over the Citi Double Cash card, is that new accounts get 15 months 0% APR on purchases, and the Citi card does not. Citi® Double Cash Card: Best for pairing. Citi Double Cash. However, Chase Freedom Unlimited outpaces Wells Fargo Active Cash with higher rewards rates in. Best for Automatic 5% Cash Back: Citi Custom Cash® Card. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. . Best Cash Back Credit Cards of November 2023. Wells Fargo Active Cash® Card. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. And there is no cap on how much cash. I have had no major issues with using WF cards. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. Wells Fargo Active Cash vs. Upgrade Triple Cash Rewards basics. Bank of America loyalists. 00 with Wells Fargo Active Cash Card. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. In contrast, the BofA is also limited to $2500 per quarter in bonus category spend. Credit Card by. To learn more, please visit Wells Fargo Balance Transfers. The Double Cash provides 18 months of 0% introductory APR on balance transfers. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. The Wells Fargo Active Cash® Card offers easy, generous and unlimited flat-rate reward on spending with no categories or spending caps to keep track of, Plus a low intro APR offer on purchases. Wells Fargo Active Cash Card Review 2022. Wells Fargo Active Cash® Card. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. Both the Citi® Double Cash Card and the Fidelity® Rewards Visa Signature® Card charge no annual fee and offer cardholders a solid 2% cash back (the industry standard is 1. Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. For context, the average annual rewards payout from the cashback credit cards in the investor. 3 important differences between Wells Fargo Autograph vs. I opened the Citi Double Cash a month later, which is my new 2% flat card. This card also comes with no annual fee, and new. I know people hate Wells Fargo but I like my active cash and autograph card. So I signed up for Wells Fargo checking account so I could deposit my active cash cash back into the checking account. $0 annual fee. Credit Cards. Citi Double Cash Caret Down While the Citi Double Cash is a comparable 2 percent cash back card, you could earn less than 2 percent rewards if you aren’t on top of. Chase Freedom Unlimited spending example. The Active Cash earns 2% cash. But Citi Double Cash gives 1% cash back on all purchases, plus another 1% back when cardholders pay their Double Cash bill each month. Both good cards, both have their uses. 2% cash rewards on purchases. . Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Best for easy sign-up bonus. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20. Citi Double Cash vs. 24%, 25. Chase Sapphire Preferred;No annual fee. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. However, if you're looking to keep building your retirement, redemption on the Fidelity Card could be an easy way to keep. But the Citi Custom Cash Card would. 5%. Capital One Quicksilver; Chase Freedom Unlimited vs. 5% all purchass. Annual fee: $95. With no annual fee, a decent welcome bonus. Capital One Quicksilver Cash Rewards. 2% flat rate and then 3% on PayPal. 1. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1 The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. com database is $181. $0. Just spend $4,500 in the first 90 days of account opening. The Double Cash card usually offers a small welcome bonus. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The Citi Premier® Card earns 3 ThankYou points per dollar spent on air travel and hotels. If you’re looking for a good cash-back rewards card, the Wells Fargo Active Cash® Card is a solid choice. the Citi Double Cash card doesn’t require a Fidelity account and offers a 0% intro APR on balance transfers for 18 months. The 6% cash back on U. offers of $150 for $1500 spend on the Fidelity card. 77 in cash back, and the remaining $16,831. Citi Double Cash Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases. Wells Fargo Active Cash ® Card vs. 2% unlimited cash rewards on purchases; $200 cash rewards bonus when you spend $1,000 in the first 3 months. Simply pay your monthly cell phone bill with your Wells Fargo Active Cash card and you can receive up to $600 of cell phone protection against damage or theft. 24 percent to 26. . Citi Double Cash® Card (see rates and fees). The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits. This card doesn’t have any bonus categories as tiered rewards cards do. The Citi Double Cash and Wells. Citi Double Cash® Card. I received an email yesterday from Citi stating that the 1% cash back on purchases and 1% cash back on payments is changing to 1 point on purchases and 1 point on payments. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 24%. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 74%,. But the Wells Fargo Active Cash Card has similar earning potential and adds some additional benefits to sweeten the deal. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through. Citi Double Cash Card vs. I didn't mention this previously, but here's a breakdown of the Citi Custom Cash vs the. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. For. CDC which cashback is better2:24 - Annual Fee and Foreig. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once activated) like. The Wells Fargo Platinum offered a 0% intro APR on qualifying balance transfers for. The Active Cash earns 2% cash. Slickdeals. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. 6 min read Sep 08. Finally, they cash out at a standard . Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once. Bread Cashback™ American Express® Credit Card * vs. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Main content; Search; AccountWells Fargo Active Cash vs. Quicksilver offers 1. Wells Fargo Active Cash ® Card. I don't know why people make a big deal out of the $25 increments. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. Still better than many of its better-known 2% competitors, including the Citi Double Cash, Wells Fargo Active Cash, FNBO Evergreen, Synchrony Premier, (Synchrony-issued) PayPal Cashback Mastercard, all of which charge a 3% FTF. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. Never has been a problem with Wells FargoWells Fargo Active Cash® Card;. Use our table to compare your Wells Fargo credit card options and get a sense of which one is best for you. Cardholders can now earn $200 cash back after you spend $1,500 on. Chase Freedom Unlimited vs. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. This bonus offer will be fulfilled as 20,000. Wells Fargo Active Cash® Card. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. After that, the standard variable. Who the. Citi® Double Cash Card vs. Card Details. Learn more about this card. Rates & Fees. A balance transfer fee of up to 5% of the each. The Wells Fargo Active Cash card also comes with a 0% intro APR for the first 15 months on purchases and qualifying balance transfers, then a 20. Simply pick up the phone to call Visa Signature Concierge. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. Base rewards rate: 2% cash rewards on purchases. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. the Wells Fargo Active cash is the introductory APR offers. American Express Blue Cash Preferred Card basics. The Citi Double Cash Card is a good alternative to the Wells Fargo Autograph if you want a no-annual-fee card that earns elevated rewards on all spending rather than a few categories. I just don't like the more limited visibility into WF. Wells Fargo Active Cash and Wells Fargo Autograph. Best for Automatic 5%. 1 out of 5 rating 133 Reviews 133 Reviews Apply Now. One difference is that Wells Fargo offers a shorter 0% introductory rate. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. 1. Wells Fargo Active Cash® Card. However, I don't think you should listen to the bad rumors about Wells Fargo. Main content; Search; Account The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. You’ll only earn 1. Because the Citi Double Cash and Wells Fargo Active Cash cards both earn 2 percent cash rewards on purchases, your earnings potential is the same with both cards. The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes. 3. The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on. With the Wells Fargo Active Cash, the same. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Who the Wells Fargo Active Cash Card is Best For. Based on identical spending inputs, you’ll earn $201. Skip To Content Toggle Menu Back.